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Another change is the development of domestic automobile brands. The players in the arena, including newcomers and traditional carmakers, will diversify in next five years. In fact, it has already happened in some segments, such as electric buses.

Ant Group, whose Alipay app provides a gateway to a torrent of financial products, on Friday removed the online deposit products of several banks. The move was quickly followed by JD Digits, the financial arm of e-commerce group JD, and wealth management firm Lufax backed by Ping An Insurance Group Co, which took down its interest-bearing time deposit products over the weekend.

Apart from the retail front, the company will team up with local governments of "several major cities" and announce several partnerships in electronic displays used in public transportation within this year.

Another working paper from the institute, with its head Mu Changchun as the lead writer, disclosed that the central bank has already applied for a large batch of blockchain-related patents, ranking the top among all global central banks.